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Residential Mortgage

Buying a home does not have to be a stressful experience. If the consumers are properly educated about the options available to them and which mortgage products will suit them the best, they will make good informed decisions.

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Debt Consolidation

This type of debt is when a person chooses to obtain a new loan that consists of a large amount to pay out a number of smaller loans, debts. Debt Consolidation is an effective way to bring all the other debts together into an accumulative loan

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Mortgage Refinancing

Buying a house is one of the most stressful things a person will do in his or her life. There is a long list of procedures that can be confusing to some, and then there is the matter of the humungous price of the house as well.

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Private Mortgage

The only difference between a regular mortgage and a private mortgage is, that the private mortgage can be sourced from another person or business, instead of reaching out to a bank or other finance provider.

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Construction Loan

We help clients in acquiring a short term loan used for the purposes of building a home. These loans are customized for your requirements considering you maybe paying a rental while the new home is being built.

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Home Equity Loan

A home equity loan (HEL) lets you borrow a fixed amount, secured by the equity in your home, and receive your money in one lump sum. Most of the time, home equity loans have a fixed term, a fixed monthly payment, and fixed interest rate.

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  • CURRENT VARIABLE MORTGAGE RATE IS
  • 2.45 %
  • CURRENT PRIME RATE IS
  • 3.20 %

About Xpert Credit

Our professional highly-trained Credit Financial Advisors and credit counsellors—will work with you to develop simple, customized programs to reduce your debt, relieve your stress, improve your cash flow and get you back on the road to financial health

We don’t promise

We Guarantee

Prioritize Having The Best Rate 100%
Prioritize Great Service 100%
Find the best lenders 100%
Full transparency 100%
Expert advice 100%

Save & Invest

Opportunities exists to invest your savings with us for a better return on your investment. Selection of projects and amount of Investments in these projects is done by us after due considerations by our panel of experts. Our clients who make the investments with us are offered a guaranteed rate of return which is much higher than savings offered in traditional accounts.

INVESTMENT YIELD CHART (On investment amount of $100,000.00)

# YEARS % PER ANNUM YEARLY EARNING MONTHLY EARNING
1 8 $ 8,000.00 665.82
2 9 $ 9,000.00 736.31
3 10 $10,000.00 816.48
5 12 $12,000.00 975.88

Note: This is an indicative chart only for easy understanding and giving an idea on what an investor can expect to earn. The terms can vary depending on the Economic Conditions prevailing in Canada and elsewhere & duration of relationship with each client

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